Today’s rates, compared honestly.

A sample of what’s on the market across our 90+ lender panel. The headline rate is only half the story, which is why every comparison we do includes fees, features and your actual situation.

Rates shown are placeholders pending the live rate feed. Updated daily once connected.
integration: live lender rate feed goes here
logo
Major bank
Variable · Owner occupied · P&I
Offset · Redraw · Extra repayments
–.––%
Rate p.a.
–.––%
Comparison
Ask about this
logo
Major bank
Fixed 2 yrs · Owner occupied · P&I
Offset · Redraw · Extra repayments
–.––%
Rate p.a.
–.––%
Comparison
Ask about this
logo
Digital lender
Variable · Owner occupied · P&I
Offset · Redraw · Extra repayments
–.––%
Rate p.a.
–.––%
Comparison
Ask about this
logo
Credit union
Variable · Owner occupied · P&I
Offset · Redraw · Extra repayments
–.––%
Rate p.a.
–.––%
Comparison
Ask about this
logo
Specialist lender
Variable · Investment · Interest only
Offset · Redraw · Extra repayments
–.––%
Rate p.a.
–.––%
Comparison
Ask about this
logo
Digital lender
Fixed 3 yrs · Investment · P&I
Offset · Redraw · Extra repayments
–.––%
Rate p.a.
–.––%
Comparison
Ask about this

Comparison rates are calculated on a $150,000 loan over 25 years. Rates are subject to change and to each lender’s criteria. This is not an offer of credit.

Why the lowest rate isn’t always the cheapest loan.

Fees

Watch the comparison rate

Annual fees, package fees and application costs can quietly erase a rate advantage. The comparison rate bundles them in, which is why ours is always shown.

Features

Features earn their keep

An offset account at a slightly higher rate can beat a bare-bones loan, if you actually keep savings in it. We do that maths for your situation.

Fit

The best rate you qualify for

The sharpest advertised rate means nothing if that lender won’t approve your profile. We match you to lenders who actually want your business.

Want a comparison built around you?

Ten minutes with your details beats any rate table. We’ll show you the two or three loans genuinely worth your time.