The gear your business needs, without the cash drain.
Utes, excavators, kitchen fit-outs, IT. Asset finance lets the equipment pay for itself as it earns, instead of emptying your working capital on day one.
financing is often possible on income-producing equipment, keeping your cash in the business.
Ways to fund your equipment.
The right product depends on tax, ownership and cash flow. Here are the main options we arrange.
Chattel mortgage
You own the asset from day one, claim depreciation and GST credits, and fix your repayments. The most popular choice for good reason.
Finance lease
The lender owns the asset, you use it for a fixed term with predictable payments, then upgrade, return or buy it out.
Rent-to-own
Flexible short-term option for equipment you may want to upgrade often, with payments that are typically fully deductible.
Balloon structures
Lower monthly repayments with a lump sum at the end. Great for cash flow when it’s planned properly.
From quote to keys, in four steps.
Tell us what you need
A quick, friendly chat about what you’re financing, your timeline, and the budget you have in mind.
We compare your options
We research lenders across the market and come back with a shortlist that genuinely fits, with honest pros and cons.
We arrange it all
Application, paperwork, approvals. We handle the lot and keep you posted at every stage.
Ongoing support
We stay in touch after settlement and keep checking that your finance still works as your situation changes.
What locals say on Google.
Asset finance questions we hear all the time.
Can I finance used equipment?+
Usually, yes. Age limits apply for some asset types, and private sales are fine with the right lender. We’ll match the asset to a lender who’ll take it.
How fast can asset finance settle?+
Straightforward deals can approve in 24–48 hours. If you’ve found the right machine at the right price, speak to us the same day.
What’s the tax treatment?+
It varies by product. Chattel mortgages suit businesses claiming depreciation and GST credits, leases and rentals are treated differently. We’ll coordinate with your accountant.
Do I need financials to apply?+
Not always. Low-doc asset finance exists for established ABNs with clean credit, often up to surprisingly healthy limits.
Found the gear? Let’s fund it.
Send us the quote and we’ll come back with your best finance options, usually within a day.
Or skip all of this and call James directly on 0405 069 441.